Reform Policy 

The most appropriate reform for improving service utilization of women, low income and minorities would be consolidating services and lowering costs to improve health standards of venerable in the society. Also, eliminating the out-of-pocket costs for healthcare service fosters access to beyond-basic healthcare services the venerable in society. This will ensure improved and quality healthcare for people living in low-income communities as well as access to specialist services. Another reform encompasses the ability and propensity to use the services [which services? You may give an example of a healthcare cover].  Venerable members of society should be educated [by who?], and aware campaigned on the available services and how they can be tapped to benefit less advantaged in the community. [you may say, “the government may conduct awareness campaigns to vulnerable communities, concerning benefits of healthcare services.]

Social security concerns the protection of people in low-income communities. This ensures that such communities access health care and that their income is secured for old age, unemployment and sickness. Changes in an increasing age of eligibility, taxes and privatization in the course of ethnicity and race affect older adults. For instance, whites are seen as more successful than people of color, thus opinionated that people of color usually survive on social security (Piper, 2019). In contrast, gender changes and gaps in society attribute those older adults especially older women tend to live longer than men thus social security help to elevate them in instances of poverty. [rewrite, break, or correct this sentence. Smth is wrong]

The major challenges faced by older adults when accessing services is alienation from the community and family members and chronic health conditions. The community and family members fail to care and cater to the elderly, isolating them from essential care (Task Force on the Rural Elderly[HPx6G1] , 2014). Also, old age ailments usually weaken their health to the extent of not receiving essential health services. Chronic diseases and alienation from family and community members lead to poverty which lessens the lives of older adults.

References

The United States. Congress. House. Select Committee on Aging. Task Force on the Rural Elderly. (2014). Health care and the rural elderly: Controlling costs and improving services: Hearing before the task force on the rural elderly of the select committee on ageing, House of Representatives, ninety-eighth Congress, second session, 2014, Muskogee, Okla.

Piper, M. (2019). Social Security made simple: Social Security retirement benefits and related planning topics explained in 100 pages or less.

In many OECD countries, low-income households have seen little income growth since the crisis. (2019). Economic Policy Reforms. https://doi.org/10.1787/ba6536a4-en[HPx6G2] 


 [HPx6G1]Wrong citation

 [HPx6G2]No intex citation for this,

The reference is wrong.

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